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New York car sales tax and fees

New York charges 4% state sales tax on a vehicle purchase. County, city and district tax adds between 3% and 4.875% depending on where you live (4% is typical).

State vehicle tax
4%
Local tax
Up to 4.875%
Trade-in lowers tax
Yes
Doc fee cap
$175
Title fee
$50.00

How New York taxes a car purchase

  • State rate: 4% of the price.
  • County, city and district tax adds between 3% and 4.875% depending on where you live (4% is typical).
  • New York taxes the price minus your trade-in, so a trade-in lowers the tax.

Fees

  • Title: $50.00, plus $25.00 for plates.
  • Registration: Two-year passenger registration by weight per MV-202 ($26 to $140; $32.50 minimum for 6+ cylinders or electric) plus the $10 two-year county vehicle use tax most counties charge for <=3,500 lb ($20 heavier; NYC $30; Nassau/Suffolk/Westchester $30-$60). MCTD supplemental fee $50/2 yr in 12 downstate counties not modelled.
  • Dealer documentation fees are capped at $175. The doc fee is taxed.
  • No extra fee for electric vehicles at purchase.

Drafted from the state's tax table and its fee schedule. Not every figure has been checked by hand yet, so confirm with the dealer or the DMV before you sign.

Worked example

Out-the-door

Estimate

A $40,000 gas car (destination included, 3,500 lb) bought in New York, ZIP 10001, no trade-in

Vehicle price$40,000.00
Documentation fee (typical here)$175.00
Title$50.00
Plate$25.00
Registration$66.50
Sales tax (4% state + 4.875% local)$3,565.53
Total$43,882.03

What this estimate rests on

1 item is missing or approximate, so the real figure will differ.

  • Approximate

    No documentation fee was entered, so the typical NY dealer figure of $175 is used (the state caps it at $175). Enter the fee on your quote to replace it.

  • Unchecked

    Fee rules for NY have not been checked against the state's own notice.

  • Unchecked

    This rate has not been checked against the taxing authority’s published table.

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Common questions

What is the sales tax on a car in New York?

New York charges 4% state sales tax on a vehicle purchase. County, city and district tax adds between 3% and 4.875% depending on where you live (4% is typical).

Does New York tax the trade-in?

New York taxes the price minus your trade-in, so a trade-in lowers the tax.

What is the out-the-door price of a $40,000 car in New York?

About $43,882 in New York, including $3,566 of sales tax and state title and registration fees.

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